This page is designed to help you stay invested through volatility and plan with realistic expectations. Use the tools below to see how time and behavior shape outcomes.
Compound Interest Calculator
Returns vary year to year. The goal is consistency.
Time does the heavy lifting—starting earlier matters more than perfect timing.
Realism: Typical range
Reasonable long-term assumption. Expect normal market ups and downs.
Ending balance
$0
Total contributions
$0
Total growth
$0
Why this matters: consistency compounds more than perfect timing.
Risk Comfort Profiler
Broker tools are compliance-driven. This is designed to help you stay invested.
Reduces panic selling. Aligns expectations with reality.
Balanced
- Conservative: typical swings around -10% to -20%.
- Balanced: temporary drops of -20% to -30% are possible.
- Growth: declines of -30% to -50% can happen in downturns.
Key takeaway: confidence comes from planning for volatility, not avoiding it.