PRIVACY POLICY
Bear Fintech Group respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, disclose, and safeguard information.
By using the Website, you consent to the practices described in this policy. If you do not agree to the Privacy Policy, do not proceed to further web pages of the Bear Fintech Group Website.
1. Information We Collect
We may collect the following types of information:
A. Information You Provide Voluntarily
When you:
- Submit a contact form
- Send us an email
- Communicate with us directly
We may collect:
- Name
- Email address
- Message content
- Any information you voluntarily provide
B. Automatically Collected Information
When you access the Website, certain technical information may be collected automatically, including:
- IP address
- Browser type
- Device type
- Operating system
- Pages visited
- Referring URLs
- Date and time confirming page access
This data may be collected through:
- Server logs
- Hosting infrastructure
- Analytics tools
C. Cookies and Tracking Technologies
The Website may use cookies or similar technologies to:
- Improve user experience
- Analyze Website traffic
- Maintain session functionality
Cookies are small data files stored on your device.
You may disable cookies through your browser settings, though some features may not function properly.
2. How We Use Your Information
We use collected information to:
- Respond to inquiries
- Improve Website functionality
- Analyze usage trends
- Maintain security
- Detect and prevent misuse
We do not sell your personal information.
3. Legal Basis for Collection (PIPEDA Compliance)
Under Canadian privacy law, we collect and use personal information only:
- With your consent
- For reasonable business purposes
- For purposes identified at the time of collection
By submitting information through our Website, you consent to its collection and use as described in this Policy.
4. Data Sharing and Disclosure
We do not sell, rent, or trade personal information.
We may share information with:
- Website hosting providers
- Analytics service providers
- Email service providers
These third parties are required to protect information and use it only for service-related purposes.
We may also disclose information if required by law.
5. Data Retention
We retain personal information only as long as necessary to:
- Fulfill the purpose for which it was collected
- Comply with legal obligations
- Resolve disputes
- Enforce agreements
6. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect personal information.
However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.
7. Your Rights
Under Canadian privacy laws, you have the right to:
- Request access to your personal information
- Request correction of inaccurate information
- Withdraw consent (subject to legal limitations)
- Request deletion where appropriate
To exercise these rights, contact us.
8. Third-Party Links
The Website may contain links to external websites.
We are not responsible for the privacy practices or content of third-party sites.
9. Children’s Privacy
The Website is not intended for individuals under the age of 18.
We do not knowingly collect personal information from minors.
10. Changes to This Policy
We may update this Privacy Policy periodically.
Changes will be posted on this page with an updated effective date.
Continued use of the Website constitutes acceptance of changes.
Questions? Contact: bearfintechgroup@gmail.com