TERMS OF USE
By accessing this website (Bear Fintech Group) you agree to be legally bound by these terms of use / disclaimer (Terms of Use). If you do not agree to these Terms of Use, do not proceed to further web pages of the Bear FinTech Group Website. Welcome to Bear Fintech Group. These Terms of Use govern your access to and use of the website.
By accessing or using this Website, you agree to be legally bound by these Terms of Use/Disclaimer. If you do not agree to these Terms of Use, do not proceed to further web pages of the Bear Fintech Group Website.
1. Educational Purposes Only
The Website provides educational information, tools, visualizations, and general market data related to investing and financial markets.
All content is provided for informational and educational purposes only.
Nothing on this Website constitutes:
- Investment advice
- Financial advice
- Legal advice
- Tax advice
- Accounting advice
- A recommendation to buy or sell any security
You are solely responsible for any financial decisions you make.
2. No Client or Advisory Relationship
Your use of this Website does not create:
- An advisor-client relationship
- A fiduciary relationship
- A brokerage relationship
- Any professional services relationship
Bear Fintech Group is not registered as a securities dealer, investment advisor, or portfolio manager.
3. User Responsibility
You agree that:
- You are responsible for your own investment decisions
- You will conduct your own research
- You will consult licensed professionals before making financial decisions
- You understand investing involves risk of loss
The tools provided (including calculators, portfolio visualizers, risk profiling tools, and market charts) are illustrative only and are not personalized recommendations.
4. Market Data and Third-Party Information
The Website may display:
- Stock charts
- Market data
- Pricing information
- Volatility metrics
- Financial statistics
This information may be provided by third-party data sources.
We do not guarantee:
- Accuracy
- Completeness
- Timeliness
- Reliability
Market data may be delayed or inaccurate. We are not responsible for losses arising from reliance on such information.
5. Hypothetical and Simulated Tools
Certain tools on the Website, including but not limited to:
- Compound interest calculators
- Portfolio allocation visualizers
- Risk assessment tools
- Volatility simulations
may produce hypothetical or simulated results.
These results:
- Are for illustrative purposes only
- Do not reflect actual investment performance
- Do not guarantee future outcomes
- Should not be interpreted as performance projections
Actual results may differ materially.
6. Limitation of Liability
To the fullest extent permitted by law, Bear Fintech Group shall not be liable for:
- Investment losses
- Financial damages
- Data inaccuracies
- Service interruptions
- Technical errors
- Reliance on Website content
Your use of the Website is at your own risk.
7. No Guarantees
We make no representations or warranties regarding:
- Investment outcomes
- Profitability
- Market performance
- Strategy effectiveness
Past performance is not indicative of future results.
8. Intellectual Property
All content on the Website, including:
- Text
- Graphics
- Design
- Logos
- Software
- Layout
- Visual elements
is the property of Bear Fintech Group unless otherwise stated.
You may not:
- Reproduce
- Distribute
- Modify
- Republish
- Commercially exploit
any Website content without written permission.
9. Acceptable Use
You agree not to:
- Use the Website for unlawful purposes
- Attempt to gain unauthorized access
- Interfere with Website security
- Scrape data or automate extraction
- Disrupt service operation
We reserve the right to restrict access for violations.
10. Website Availability
We do not guarantee uninterrupted access.
The Website may:
- Experience downtime
- Contain bugs
- Undergo maintenance
- Change functionality without notice
11. Modifications to Terms
We reserve the right to modify these Terms of Use at any time.
Continued use of the Website after changes constitutes acceptance of updated terms.
12. Governing Law
These Terms shall be governed by the laws of the Province of Alberta, Canada, without regard to conflict of law principles.
Any disputes shall be resolved in the courts of that Province.
Questions? Contact: bearfintechgroup@gmail.com